March 27, 2006

We guarantee
a same-day loan decision or we’ll pay your customer $250.

We guarantee
we’ll meet your customer’s requested closing date or we’ll reduce your customer’s interest rate by 1/8 of one percent for the life of the loan.*

We guarantee
your customer will be happy you recommended our service or we’ll send your customer $200.

We know that remarkable service is the key to creating referrals and future business.

Tel:888-867-3418

FHA & VA Financing - Still Going Strong

For qualified customers who seek a financing program with more flexible credit requirements, FHA or VA mortgage programs may be just the answer to their financing needs. More generous credit guidelines, minimum down payment requirements and fewer restrictions on the source of funds a buyer brings to the closing table can make FHA or VA mortgage financing the right choice when matched with the right homebuyer.

VA and FHA mortgages continue to occupy a small but steady niche; according to the Department of Veterans Affairs Annual Performance and Accountability Report for Fiscal Year 2004 (the most current year for which statistics are available), the VA guaranteed 335,800 loans.

What’s more, the ceilings of FHA and VA loans are up substantially for 2006, good news for buyers in a market that’s risen dramatically over the past several years, and especially good news for first-time homebuyers who choose to go with an FHA or VA program.

Customers who seek FHA financing must meet the minimum cash investment of three percent of the purchase price. Fixed and adjustable rate programs are available, and all offer a low down payment. FHA loan limits vary according to geographical area. As with conventional programs, financing limits are higher for properties with multiple units – from two to four units with at least one unit owner-occupied.

Some of the advantages to mention to your customers about FHA financing include:

• FHA loans are fully assumable, subject to qualification

March 27, 2006

We guarantee
a same-day loan decision or we’ll pay your customer $250.

We guarantee
we’ll meet your customer’s requested closing date or we’ll reduce your customer’s interest rate by 1/8 of one percent for the life of the loan.*

We guarantee
your customer will be happy you recommended our service or we’ll send your customer $200.

We know that remarkable service is the key to creating referrals and future business.

Tel:888-867-3418

FHA & VA Financing - Still Going Strong

For qualified customers who seek a financing program with more flexible credit requirements, FHA or VA mortgage programs may be just the answer to their financing needs. More generous credit guidelines, minimum down payment requirements and fewer restrictions on the source of funds a buyer brings to the closing table can make FHA or VA mortgage financing the right choice when matched with the right homebuyer.

VA and FHA mortgages continue to occupy a small but steady niche; according to the Department of Veterans Affairs Annual Performance and Accountability Report for Fiscal Year 2004 (the most current year for which statistics are available), the VA guaranteed 335,800 loans.

What’s more, the ceilings of FHA and VA loans are up substantially for 2006, good news for buyers in a market that’s risen dramatically over the past several years, and especially good news for first-time homebuyers who choose to go with an FHA or VA program.

Customers who seek FHA financing must meet the minimum cash investment of three percent of the purchase price. Fixed and adjustable rate programs are available, and all offer a low down payment. FHA loan limits vary according to geographical area. As with conventional programs, financing limits are higher for properties with multiple units – from two to four units with at least one unit owner-occupied.

Some of the advantages to mention to your customers about FHA financing include:

• FHA loans are fully assumable, subject to qualification

March 27, 2006

We guarantee
a same-day loan decision or we’ll pay your customer $250.

We guarantee
we’ll meet your customer’s requested closing date or we’ll reduce your customer’s interest rate by 1/8 of one percent for the life of the loan.*

We guarantee
your customer will be happy you recommended our service or we’ll send your customer $200.

We know that remarkable service is the key to creating referrals and future business.

Tel:888-867-3418

FHA & VA Financing - Still Going Strong

For qualified customers who seek a financing program with more flexible credit requirements, FHA or VA mortgage programs may be just the answer to their financing needs. More generous credit guidelines, minimum down payment requirements and fewer restrictions on the source of funds a buyer brings to the closing table can make FHA or VA mortgage financing the right choice when matched with the right homebuyer.

VA and FHA mortgages continue to occupy a small but steady niche; according to the Department of Veterans Affairs Annual Performance and Accountability Report for Fiscal Year 2004 (the most current year for which statistics are available), the VA guaranteed 335,800 loans.

What’s more, the ceilings of FHA and VA loans are up substantially for 2006, good news for buyers in a market that’s risen dramatically over the past several years, and especially good news for first-time homebuyers who choose to go with an FHA or VA program.

Customers who seek FHA financing must meet the minimum cash investment of three percent of the purchase price. Fixed and adjustable rate programs are available, and all offer a low down payment. FHA loan limits vary according to geographical area. As with conventional programs, financing limits are higher for properties with multiple units – from two to four units with at least one unit owner-occupied.

Some of the advantages to mention to your customers about FHA financing include:

• FHA loans are fully assumable, subject to qualification